Burglary & Housebreaking
An act of entering property unlawfully to commit a crime might not always be limited to theft is commonly addressed as a burglary. Burglary Insurance covers losses resulting from a burglary. Burglary policy covers property in your premises, stocks/goods owned by you, or held in trust. It also protects cash, valuables, securities kept in a locked safe, or cash boxes in a locked steel cupboard on specific requests.
With the increasing risk of burglaries, businesses and even house owners should protect themselves with different burglary Insurance plans.
Coverage
- Designed to cover premises against burglary and housebreaking.
- Choice of variants like Floater Policy, Declaration Policy, and Floater Declaration Policy.
- Cover available on a first loss basis by way of judicious management of probable maximum loss assessment.
- Extensions available to cover many other risks like riot, strike, malicious damage and theft.
- Stocks held in trust/ commission and for which the insured is responsible, if specifically covered
- Damage to premises resulting from burglary and/or housebreaking or any attempt at burglary
- Cash, jewellery, valuables and securities kept in a locked safe or a cash box in a locked steel cupboard, if specifically covered